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Hearing Examines Proposals to Overhaul Credit Reporting to Achieve Equity
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On June 29, 2021, the United States House of Representatives Committee on Financial Services held a hybrid hearing entitled “A Biased, Broken...
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FTC Approves Changes to Five FCRA Rules that Apply to Motor Vehicle Dealers
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On September 8, 2021, the Federal Trade Commission (FTC) approved largely technical changes in separate notices published in the Federal...
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CFPB and FTC File Amicus Brief with Appeals Court to Overturn FCRA Case
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On October 14, 2021, the Consumer Financial Protection Bureau CFPB), Federal Trade Commission (FTC), and North Carolina Department of Justice...
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CFPB Advisory Opinion Affirms CRAs Using “Name-Only Matching” Violate FCRA
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On November 4, 2021, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to affirm that consumer reporting agencies...
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U.S. Senators Send Letter Urging CFPB to Fix Broken Credit Reporting System
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On November 10, 2021, U.S. Senators Brian Schatz (D-HI), Sherrod Brown (D-OH), Ron Wyden (D-OR), Elizabeth Warren (D-MA), Jack Reed (D-RI),...
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Disputes on Credit Reports More Common in Minority Neighborhoods
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn In November of 2021, the Consumer Financial Protection Bureau (CFPB) released a report about “Disputes on Consumer Credit Reports” that found...
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CFPB Announces Ceiling on Allowable Charges Under FCRA will Increase in 2022
ESR News Blog Employment Screening Resources (ESR) is a Service Offering of ClearStar Written By ESR News Blog Editor Thomas Ahearn In November of 2021, the Consumer Financial Protection Bureau (CFPB)...
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“Clarity in Consumer Disclosures Act” Would Create Model Forms for FCRA
ESR News Blog Employment Screening Resources (ESR) is a Service Offering of ClearStar Written By ESR News Blog Editor Thomas Ahearn On December 9, 2021, two U.S. Representatives introduced the “Clarity...
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CFPB Report Details Complaint Response Deficiencies of Large Credit Bureaus
ESR News Blog Employment Screening Resources (ESR) is a Service Offering of ClearStar Written By ESR News Blog Editor Thomas Ahearn On January 5, 2022, the Consumer Financial Protection Bureau (CFPB)...
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CFPB Issues Bulletin to Prevent Unlawful Credit Reporting about Medical Debt
ESR News Blog Employment Screening Resources (ESR) is a Service Offering of ClearStar Written By ESR News Blog Editor Thomas Ahearn The Consumer Financial Protection Bureau (CFPB) has released a...
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