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CFPB Issues Bulletin to Prevent Unlawful Credit Reporting about Medical Debt
ESR News Blog Employment Screening Resources (ESR) is a Service Offering of ClearStar Written By ESR News Blog Editor Thomas Ahearn The Consumer Financial Protection Bureau (CFPB) has released a...
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CFPB Report Details Complaint Response Deficiencies of Large Credit Bureaus
ESR News Blog Employment Screening Resources (ESR) is a Service Offering of ClearStar Written By ESR News Blog Editor Thomas Ahearn On January 5, 2022, the Consumer Financial Protection Bureau (CFPB)...
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“Clarity in Consumer Disclosures Act” Would Create Model Forms for FCRA
ESR News Blog Employment Screening Resources (ESR) is a Service Offering of ClearStar Written By ESR News Blog Editor Thomas Ahearn On December 9, 2021, two U.S. Representatives introduced the “Clarity...
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CFPB Announces Ceiling on Allowable Charges Under FCRA will Increase in 2022
ESR News Blog Employment Screening Resources (ESR) is a Service Offering of ClearStar Written By ESR News Blog Editor Thomas Ahearn In November of 2021, the Consumer Financial Protection Bureau (CFPB)...
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Disputes on Credit Reports More Common in Minority Neighborhoods
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn In November of 2021, the Consumer Financial Protection Bureau (CFPB) released a report about “Disputes on Consumer Credit Reports” that found...
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U.S. Senators Send Letter Urging CFPB to Fix Broken Credit Reporting System
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On November 10, 2021, U.S. Senators Brian Schatz (D-HI), Sherrod Brown (D-OH), Ron Wyden (D-OR), Elizabeth Warren (D-MA), Jack Reed (D-RI),...
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CFPB Advisory Opinion Affirms CRAs Using “Name-Only Matching” Violate FCRA
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On November 4, 2021, the Consumer Financial Protection Bureau (CFPB) issued an advisory opinion to affirm that consumer reporting agencies...
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CFPB and FTC File Amicus Brief with Appeals Court to Overturn FCRA Case
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On October 14, 2021, the Consumer Financial Protection Bureau CFPB), Federal Trade Commission (FTC), and North Carolina Department of Justice...
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FTC Approves Changes to Five FCRA Rules that Apply to Motor Vehicle Dealers
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On September 8, 2021, the Federal Trade Commission (FTC) approved largely technical changes in separate notices published in the Federal...
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Hearing Examines Proposals to Overhaul Credit Reporting to Achieve Equity
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On June 29, 2021, the United States House of Representatives Committee on Financial Services held a hybrid hearing entitled “A Biased, Broken...
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CFPB Reminds CRAs to Report Accurate Rental and Eviction Information
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On July 1, 2021, the Consumer Financial Protection Bureau (CFPB) – which empowers consumers to take more control over their economic lives –...
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CFPB Rescinds Policy Statement on FCRA and Regulation V in Light of CARES Act
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On March 31, 2021, the Consumer Financial Protection Bureau (CFPB) – which empowers consumers to take more control over their economic lives...
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CFPB Rescinds Policy Statement for Prohibition on Abusive Acts or Practices
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On March 11, 2021, the Consumer Financial Protection Bureau (CFPB) – a government agency that empowers consumers to take more control over...
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CFPB Complaints Shattered Records During COVID-19 Pandemic in 2020
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On March 1, 2021, the United States Public Interest Research Group (U.S. PIRG) released a study – “Consumers In Peril” – that reviewed the...
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CFPB Recommends Limits On FCRA Class Action Lawsuit Monetary Awards
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On January 5, 2021, the Consumer Financial Protection Bureau (CFPB) released a two-volume “Taskforce on Federal Consumer Financial Law...
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CFPB Settlement Imposes $4.75 Million Penalty for Alleged FCRA Violations
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On December 22, 2020, the Consumer Financial Protection Bureau (CFPB) issued a consent order that imposed a $4,750,000 civil money penalty...
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CFPB To Maintain Credit Reporting Guidance Relaxing FCRA Dispute Deadlines
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn In a letter dated November 9, 2020, Consumer Financial Protection Bureau (CFPB) Director Kathleen Kraninger told the National Consumer Law...
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CFPB Announces Settlement with Debt Collector for Alleged FCRA Violations
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On November 12, 2020, the Consumer Financial Protection Bureau (CFPB) announced a settlement with a non-bank Illinois-based debt collector...
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CFPB Urged to Stop Allowing Credit Reporting Industry to Violate FCRA
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On September 24, 2020, a letter sent by a coalition of 21 consumer, faith, and advocacy groups to the Consumer Financial Protection Bureau...
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FTC Seeking Comments on Proposed Changes to Five FCRA Rules
ESR News Blog Written By ESR News Blog Editor Thomas Ahearn On August 24, 2020, the Federal Trade Commission (FTC) announced that it is seeking comments on proposed changes that would bring several...
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